Crypto checkout & Interac.
Card-first checkout with crypto and regional alternative rails as fallback for categories or jurisdictions where card rails refuse. BTC, ETH, USDT, USDC, Lightning where ticket suits, plus Interac for Canada, SEPA Instant for EU, Pix for Brazil, UPI for India — routed by geo at checkout.
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- Crypto checkout integration for the rails your customers actually use (BTC, USDT, USDC, Lightning)
- Self-custody or processor-mediated, depending on your volume and operational comfort
- Interac e-Transfer for Canadian customers
- SEPA Instant, Pix, UPI, Faster Payments routed by geographic region
- Reconciliation into your accounting and CRM so back-office doesn’t fall behind
- 01
Rail selection
Which rails your customers will actually use. BTC and Lightning for some categories and demographics. USDT/USDC for international. Interac for Canada. Pix for Brazil. Most operators need 2–4 rails, not all of them.
- 02
Checkout integration
On-site checkout flow that defaults to card and offers alternative rails when card fails or geo-matches. Most customers should never see the alternative rails; the ones who need them should find them obvious.
- 03
Custody and reconciliation
Self-custody (Bitcoin Core, Lightning node) for operators with operational capacity; processor-mediated (BTCPay, NOWPayments, CoinGate) for everyone else. Reconciliation into accounting weekly.
- 04
KYC and compliance
For categories where crypto-only customers would trigger AML scrutiny, KYC layer added. For categories where they wouldn’t, kept lightweight to maximise conversion.
01 Should I take crypto as my primary checkout?
No — your customers want to pay by card. Crypto and alt rails are fallback for the 5–15% of customers whose card was declined, or for jurisdictions where card rails are unreliable. Crypto-first checkout cuts conversion roughly in half on most categories.
02 Which stablecoin should I accept?
USDT (Tether) is dominant globally for most restricted-market operators — high liquidity, easy off-ramp. USDC is more compliance-friendly if you eventually want banking access for the crypto. Lightning Network is for low-ticket international where speed and cost matter.
03 What about chargebacks on alt rails?
Most alt rails (Interac, Pix, SEPA, UPI, crypto) have no chargeback mechanism. Once paid, paid. This is part of why they convert lower than cards — customers feel less safe — but it’s also why margins recover when they do.
Tell us about it.
Drop a quick brief or write directly: contacts@despitemarketing.com. Telegram @despitemarketing. Signal @despitemarketing.